Privacy Policy

Last updated: October 20, 2023

PLEASE READ THIS POLICY CAREFULLY TO UNDERSTAND HOW WE TREAT YOUR PERSONAL INFORMATION AND YOUR RELATED CHOICES AND RIGHTS. IF YOU DO NOT AGREE WITH THE TERMS AND CONDITIONS OF THIS POLICY, YOU SHOULD NOT ACCESS OR USE OUR SERVICES.

PREAMBLE

Cloudwise, LLC DBA Nubilum (collectively referred to as the “Company,” “we,” “us,” and “our”) is committed to protecting the privacy and security of the personal information we collect, use, share, and otherwise process as part of our business. We also believe in transparency, and we are committed to informing you about how we treat the data we collect and process.

INTRODUCTION

When Does this Policy Apply? This Privacy Policy (the “Policy”) describes our practices regarding the personal information of users visiting our website, https://www.nubilum.aero/ (the “Site”), our mobile application (the “App”), and all correspondence between you and the Company. All interactions between you and the Company are collectively referred to as the “Services”. This Policy governs our practices for collecting, using, maintaining, protecting, and disclosing your personal information.

This policy applies to information we collect through:

The Site operated by us from which you are accessing this Privacy Policy;
The Nubilum mobile App;
Email, text, and other electronic messages communicated with the Company; and
All services rendered by the Company.

It does not apply to information collected by:

Any third-party (including our affiliates and subsidiaries), including through any third-party application or content (including advertising) that may link to or be accessible from or through the Services.

Please read this Policy carefully to understand our policies and practices regarding your information and how we will treat it. If you do not agree with our policies and practices, please refrain from using our Services. By accessing or using our Services, you agree with and consent to this Policy. This Policy may change from time to time. Updates to this Policy will made apparent to you by the “Last Updated” date listed at the top of this Policy. It is your responsibility to monitor for changes to this Policy. Your continued use of our Services after we make changes is deemed to be acceptance of those changes, so please check the Policy periodically for updates.

CHILDREN UNDER THE AGE OF 18

OUR SERVICES ARE NOT INTENDED FOR CHILDREN UNDER 18 YEARS OF AGE. NO ONE UNDER AGE 18 MAY ACCESS, USE THE SERVICES OF, OR OTHERWISE PROVIDE ANY INFORMATION THROUGH OUR SERVICES.

The Children’s Online Privacy Protection Act (“COPPA”), the European Union’s General Data Protection Regulation (“GDPR”), as well as state-specific and other data privacy regulations restrict the collection, use, or disclosure of personal information from and about children on the Internet. Our Services are not directed to children aged 18 or younger, nor do we knowingly collect information from or about children under the age of 18. No one under the age of 18 may access, browse, or use the Services or provide any information to or through the Services. If you are under 18, please do not use or provide any information on the Site or App or otherwise through our Services (including, for example, your name, telephone number, email address, or username). If we learn that we have collected or received personal information from a child under the age of 18, we will take steps to stop collecting that information and delete it. If you believe we might have any information from or about a child under the age of 18, please contact us via the “Contact Us” details provided at the end of this policy.

BY ACCESSING OUR SERVICES, YOU REPRESENT YOU ARE AT LEAST 18 YEARS OF AGE.

For more information about COPPA, please visit the Federal Trade Commission’s website at: https://www.ftc.gov/enforcement/rules/rulemaking-regulatory-reform-proceedings/childrens-online-privacy-protection-rule . For more information about GDPR’s requirement for a child’s consent to data collection, please see Article 8 of GDPR, located at: https://gdpr-info.eu/art-8-gdpr/.

WHAT INFORMATION DO WE COLLECT?

We may collect the information listed below for the purposes described in the “How Do We Use and Share Your Information?” section of this Policy.

Category	Description
Name, Contact Information, and Identifiers	Identifiers such as a real name, alias, postal address, unique personal identifier, online identifier, Internet Protocol address, email address, or other similar identifiers.
Customer and Other Records	Information you voluntarily provide directly to us, such as your name, title, company name, company billing and/or physical address, telephone number, or other similar identifiers.
Sensitive Information	Sensitive personal information you provide through the App voluntarily or at the request or direction of your company, such as your full name, age, gender, social security number, driver’s license number, health information, medical insurance information, or other similar information.
Commercial Information	Information pertaining to products or services purchased, obtained, or considered, or other purchasing or consuming histories or tendencies.
Financial Information	Information relating to financial transactions through our Services, including, without limitation, bank account number, credit card number, debit card number, PIN codes, expiration dates, financial account login information or any other financial information provided to us.
Usage Data	Browsing history, search history, session length, and other information derived from your interaction with our Services or third-party applications or advertisement accessed through our Services, including your unique device identifiers, username, password, and other identifiers set to access any password protected sites, applications, or other services. This data may also include IP addresses, login information, and software and hardware inventories.
Geolocation Data	Precise geographic location information about a particular individual or device.
Communications and Questions	Comments, content, questions, or other information that you choose to provide
Cookies and Similar Technologies	Please see the "Cookies and Similar Technologies" section of this Policy for more information.
Profiles and Inferences	Inferences drawn from any of the information identified above to create a profile about a resident reflecting your preferences and characteristics.

HOW DO WE COLLECT YOUR INFORMATION?

In general, we may collect your personal data through various methods, both directly and indirectly. The following non-inclusive list outlines the main ways we collect information about you.

Direct collection of data may occur through:

Information that you provide by filling in forms or otherwise providing manually through our Services. This includes information provided when creating your account and contacting us through our “Contact” form. We may also ask you for information when you interact with us about our Services;
Details of transactions you carry out through our Services and the fulfillment of your orders for accounting purposes, including, without limitation, application usage information, financial information, physical and billing addresses, and records of financial transactions;
Your usage of our Services for the purpose of improving the quality of our Services;
Records and copies of your correspondence (including email addresses and message contents) if you contact us;
Your responses to surveys that we might ask you to complete for research purposes; and
Details of transactions you carry out and of the fulfillment of your orders.

We may also collect data when you:

Get in touch with us for support or to provide feedback;

Share adverse events or other inquiries;

Create an account, register for promotional materials, or attend online or live events; and

Interact with our representatives or engage with our email campaigns.

Data may be obtained from other sources, including:

Official registers;

Third-party service providers;

Public social media platforms when you share opinions about us or mention a Company product in a comment;

Publicly available databases;

Joint marketing partners; and

Credit reporting agencies.

COOKIES AND SIMILAR TECHNOLOGIES

First and Third-Party Cookies

A “cookie” is a small file created by a web server that can be stored on your device (if you allow) for use either during a particular browsing session (a “session” cookie) or a future browsing session (a “persistent” or “permanent” cookie). “Session” cookies are temporarily stored on your hard drive and only last until they expire at the end of your browsing session. “Persistent” or “permanent” cookies may remain stored on your hard drive until they expire or are deleted by you. Local shared objects (or “flash cookies) may be used to collect and store information about your preferences and navigation to, from, and on the site. First-party cookies are set by the website you’re visiting, and they can only be read by that site. Third-party cookies are set by a party other than that website.

Other Similar Technologies

In addition to cookies, there are other automatic data collection technologies, such as Internet tags, web beacons (clear gifs, pixel tags, and single-pixel gifs), and navigational data collection (log files, server logs, etc.) that can be used to collect data as users navigate through and interact with a website. For example, web beacons are tiny graphics with unique identifiers that are used to understand browsing activity. In addition, UTM codes are strings that can appear in a URL when you move from one web page or website to another. The string can represent information about browsing, such as which advertisement, page, or publisher sent the user to the receiving website.

Artificial Intelligence

We take data privacy seriously and understand the importance of transparency in how we handle your data. As part of our commitment to providing the best possible services, we may use artificial intelligence (“AI”) technologies such as Large Language Models (“LLMs”) and Natural Language Processing (“NLP”) to analyze and process your data to enhance your experience with our products and services. We may utilize these and other similar machine learning (“ML”) or AI tools in any of our Services. These tools may include virtual assistants, chat bots, or similar LLMs utilizing NLP or as well as ML tools to enhance your experience and improve our Services. Any information you provide through our Services may be used as training data to further refine the capabilities of the AI but shall not be used for the purpose of profiling you. This information may also be used by itself or in conjunction with other data collected from or about you in order to develop general correlations about you to provide you with the highest quality service and to continuously improve our offerings.

BY UTILIZING OUR SERVICES, YOU ACKNOWLEDGE AND CONSENT THAT ANY DATA YOU PROVIDE OR THAT IS COLLECTED BY US IS SUBJECT TO OUR PROCESSING AND ANALYSIS FOR THE PURPOSES OF IMPROVING OUR AI AND MAKING INFERENCES ABOUT YOU IN PROVIDING YOU OUR SERVICES. YOU HEREBY DISCLAIM ANY RIGHTS OR OWNERSHIP TO SUCH DATA. FURTHERMORE, YOU HEREBY DISCLAIM ALL LIABILITY OF THE COMPANY FOR ANY DECISIONS MADE OR ANSWERS PROVIDED THROUGH THE USE OF SUCH AI TOOLS.

What Cookies and Similar Technologies Are in Use and Why Do We Use Them?

We use first-party and third-party cookies and similar technologies for purposes such as to improve Service functionality, to measure and track how users interact with the Services, and to perform similar analytics. We may also use first-party and third-party cookies and similar technologies on the Services in order to otherwise tailor our communications with you.

Analytics

We use Google Analytics, which uses cookies and similar technologies to collect and analyze information about use of the Services and report on activities and trends. This service may also collect information regarding the use of other websites, apps and online resources. You can learn about Google’s practices by going to https://www.google.com/policies/privacy/partners/ and exercise the opt-out provided by Google by downloading the Google Analytics opt-out browser add-on, available at https://tools.google.com/dlpage/gaoptout.

Other Third-Party Technologies

Some content or applications, including advertisements, on the Website are served by third-parties, including advertisers, ad networks and servers, content providers, and application providers. These third-parties may use cookies, alone or in conjunction with web beacons or other tracking technologies, to collect information about you when you use our website. The information they collect may be associated with your personal information or they may collect information, including personal information, about your online activities over time and across different websites and other online services. They may use this information to provide you with behavioral advertising or other targeted content.

We do not control these third-parties' tracking technologies or how they may be used. If you have any questions about an advertisement or other targeted content, you should contact the responsible provider directly.

Choices About Cookies

Most web browsers are set by default to accept cookies. If you do not wish to receive cookies, you may set your browser to refuse all or some types of cookies or to alert you when cookies are being sent by website tracking technologies and advertising. These settings may affect your enjoyment of the full functionality of the Services. In addition, adjusting the cookie settings may not fully delete all of the cookies that have already been created. To delete them, visit your web browser settings after you have changed your cookie settings. Additional information is provided below about how to disable cookies or manage the cookie settings for some of the leading web browsers:

Google Chrome: https://support.google.com/chrome/answer/95647?hl=en

Firefox: https://support.mozilla.org/en-US/kb/enable-and-disable-cookies-website-preferences

Microsoft Edge: http://windows.microsoft.com/en-GB/windows-vista/Block-or-allow-cookies

Safari: https://support.apple.com/guide/safari/manage-cookies-and-website-data-sfri11471/mac and https://support.apple.com/en-us/HT201265

We do not currently respond to do-not-track signals. If you do not want information collected through cookies, most browsers give you the option to automatically decline cookies from all sites or from particular sites in the browser settings. For additional information about how you can opt out of cookies, you may refer to . Additionally, some web browsers, such as DuckDuckGo, do not collect cookies by default. By declining cookies or using a browser that does not permit their collection, you may experience some degradation or inconvenience in your use of the Services.

You can learn more about internet advertising practices and related consumer resources at the following resources:

To learn how you can manage your Flash cookie settings, visit the Flash player settings page on Adobe’s website at: https://www.macromedia.com/support/documentation/en/flashplayer/help/help09.html

HOW DO WE USE AND SHARE YOUR INFORMATION?

How do we use the information described in this Policy? To the extent permitted by applicable law, we may use the information described in the “What Information Do We Collect?” section of this policy in order to:

Provide you with services, content, customer service, and functionality;

Manage your access to and use of our Services;

Honor our terms of service and contracts;

Process and complete payments and other transactions;

Operate and improve our operations, business, services, as well as our App and Site;

Train AI models to enhance our user experience and improve our Services;

Develop new products and services;

Improve our customer service;

Communicate with you and respond to your feedback, requests, questions, or inquiries;

Manage our relationship with you;

Maintain our databases and back-ups, including records of our communications with you;

Ensure the privacy and security of our Services;

Detect fraud and prevent loss;

Support and improve the Services, including evaluations of functionality and features;

Promote our Services;

Contact you about other products and services;

Invite you to participate in surveys or to personalize your experience with our Services;

Analyze use of our Services and prepare aggregate traffic information;

Provide you with a more personal and interactive experience on our Services;

Determine and track user interests, trends, needs, and preferences;

General business support purposes, including but not limited to procurement, financial and fiscal management, risk and compliance management, and external reporting;

Facilitate corporate mergers, acquisitions, reorganizations, dissolutions, or other transfers;

Accomplish any other purpose related to and/or ancillary to any of the purposes and uses described in this Policy for which your information was provided to us;

Accomplish another purpose described to you when you provide the information, for which you have consented, or for which we have a legal basis under law;

Comply with federal, state, or local laws;

Comply with a civil, governmental, or regulatory inquiry, order, subpoena, summons, or process;

Cooperate with law enforcement agencies;

Exercise or defend legal rights or claims; and

Create, use, retain, or disclose de-identified or aggregated data.

HOW LONG DO WE STORE AND USE YOUR INFORMATION?

We retain and use your information for as long as is necessary to fulfill the purposes for which it was collected to comply with our business requirements and legal obligations, to resolve disputes, to protect our assets, to operate our business, and to enforce our agreements. Your information might be handled through both manual and automated methods and kept in our internal database for a duration as may be required by local jurisdictions, adhering to local regulations. The information may be retained for the period necessary to fulfill our legitimate business objectives, legal or contractual responsibilities, the storage duration specified in your consent, or for the establishment, exercise, or defense of legal claims. Once your personal information is no longer required for these reasons, it will be permanently removed.

At our sole discretion, we may delete your information if we believe it is incomplete, inaccurate, or that our continued storage of it is contrary to our objectives or legal obligations. When we delete data, it will be removed from our active servers and databases, but it may remain in our archives when it is not practical or possible to delete it.

To the extent permitted by law, we may retain and use anonymous, de-identified, or aggregated information for performance reporting, benchmarking, and analytic purposes and for operational improvement.

HOW DO WE PROTECT YOUR INFORMATION?

We have implemented measures reasonably designed to secure your personal information from accidental loss and from unauthorized access, use, alteration, and disclosure; however, we cannot guarantee that data transmission or storage is 100% secure. If you have reason to believe that your interaction with our Services is no longer secure, please immediately notify us at .

Importantly, the safety and security of your information also depends on you. Where you are required to choose a password for access to certain parts of our Services, you are responsible for keeping this password confidential. We highly recommend you do not share this password with anyone nor use it to access any other service. We also urge you to never conduct financial transactions with our Services using public WiFi, as this can easily be intercepted.

Unfortunately, no transmission of information via the internet is completely secure. Although we do our best to protect your personal and financial information, we cannot guarantee the security of information transmitted through our Services. Any transmission of personal or financial information is at your own risk. We are not responsible for circumvention of any privacy settings or security measures contained on our Services.

WITH WHOM DO WE DISCLOSE YOUR INFORMATION?

To the extent permitted by applicable law, we may share the information described in the “What Information Do We Collect?” section above for purposes listed below.

Category	Description
Affiliates	We may share your information with our subsidiaries, vendors, and affiliates and with their respective officers, directors, employees, and agents.
Acquisitions and Similar Transactions	We may disclose your information in the event of a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our company assets. If our business is acquired by or merged with another company, your information may be transferred to the new owners.
Disclosures with Your Consent	We may ask if you would like us to share your information with other unaffiliated third-parties who are not described elsewhere in this Policy. We will only disclose your information in this context with your consent.
Legal Obligations and Rights (Subpoenas, Court Orders, and Warrants)	We may disclose information in response to subpoenas, warrants, court orders or other legal process, or to comply with relevant laws. We may also share information in order to establish or exercise our legal rights or claims; to defend against a legal claim; and to investigate, prevent, or take action regarding possible illegal activities, suspected fraud, safety of person or property, or a violation of our contracts.
Third-Parties	We may provide information about you to third-parties that may offer products and services specifically requested by you, including authorized representatives.
Service Providers	We may share information with our service providers that need access to information to provide operational or other support services on our behalf (e.g., for managing or hosting services and/or underpinning technology for the Services we are providing). Among other things, service providers help us to administer the Services; support our operations; provide technical support; send communications to you; provide payment processing; and assist with other legitimate purposes permitted by law.
Professional Advisors	We may share your information with our and our affiliates’ insurers, auditors, and professional advisors, including attorneys and accountants, that need access to your information to provide advice and consultation, support services on our behalf.
Deidentified or Aggregated Data	We may disclose aggregated information or de-identified information that does not identify any specific individual, such as groupings of demographic data or customer preferences.

YOUR RIGHTS AND CHOICES REGARDING PERSONAL INFORMATION

We are committed to informing you about your rights and how you can exercise them. Generally, the rights you possess depend on your local jurisdiction's laws and the legal basis we use to process your personal information. There might be certain exceptions regarding both the list of rights you have and your ability to exercise them.

Below are the rights you may exercise with respect to your personal information. In accordance with your jurisdiction, you may have a right to:

Confirm whether we are processing your data
Inquire about our processing of your personal information
Access your personal data that we hold
Request corrections to inaccurate or incomplete personal data we have about you
Request deletion (erasure) of your personal data
Seek information about our document retention policy
Request the portability of your personal data
Object to our processing of your personal data, where the law so permits
Oppose the processing of your personal data for use in AI and other automated decision-making (Note: AI and automated decision-making helps us ensure that our decisions are quick, fair, efficient, and accurate based on what we know about you. These decisions can impact our interactions with you now or in the future, as well as the products, services, and prices we offer you. They are based on personal data that we possess or are permitted to gather from others.)
Withdraw consent for any processes that required consent
Withdraw consent or object to us processing your personal data for direct marketing (opt-out of further communication from us or change your previous choice to receive information about our products or services)
Lodge a complaint with your local data protection authority, including the relevant Supervisory Authority's name and contact information, if applicable for your jurisdiction.

To exercise any of the above rights, please use the “Contact Us” details provided at the end of this Policy. We honor such requests when we are required to do so under applicable law. We may ask you to verify your identity before fulfilling your request. We are obligated to ensure that information is retained and, when legally required, disclosed securely. As a result, we must confirm your identity before responding to any request to protect your privacy and that of others. You may need to provide identification documents to verify your identity and/or authority to act on another's behalf. Once verified, original identification documents will be returned, photocopies destroyed, and electronic copies securely deleted.

If complying with such a request would cause us or our affiliates to breach obligations under applicable laws, regulations, or codes of practice, we might not be able to fulfill your request. However, you could still request that we block or restrict your personal information from further processing. Additionally, you might have the right to data portability to another data controller, which generally means you can ask us to transfer information you've given us to another company or provide it to you.

Additional rights we afford you include:

Email Opt-Out. We may send you emails about our services and other updates. If you no longer wish to receive communications from us via email, you may opt-out by clicking the ‘unsubscribe’ link at the bottom of our emails, if applicable, or by submitting a request via the “Contact Us” details at the end of this Policy and providing your name and email address so that we may identify you in the opt-out process. Once we receive your instruction, we will promptly take corrective action. Please note that registered users cannot opt out of receiving transactional e-mails related to their account.
Accuracy and Updating Your Information. Our goal is to keep your information accurate, current, and complete. If any of the information you have provided to us changes, please let us know via the “Contact Us” details at the end of this Policy. For instance, if your email address changes, you may wish to let us know so that we can communicate with you. If you become aware of inaccurate personal information about you, you may want to update your information. We are not responsible for any losses arising from any inaccurate, inauthentic, deficient or incomplete personal data that you provide to us.
Complaints. If you believe your rights relating to your personal information have been violated, please contact us via the “Contact Us” details provided at the end of this Policy.

THIRD-PARTY SITES AND SERVICES

This Policy only applies to our Services, and it does not apply to any third-party websites or applications.

Our Services may contain links to, and media or other content from, third-parties. These links are to external resources and third-parties that have their own privacy policies. Because of the dynamic media capabilities of our Services, it may not be clear to you which links are to external, third-party resources. If you click on an embedded third-party link, you will be redirected away from our Services to the external third-party website. You can check the URL to confirm that you have left our Services.

We cannot and do not (1) guarantee the adequacy of the privacy or security practices employed by or the content and media provided by any third-parties or their websites, (2) control third-parties’ independent collection or use or your information, or (3) endorse any third-party information, products, services or websites that may be reached through embedded links in our Services.

Our Services use a third-party payment service to allow you to make purchases. When you use such a service to may a payment to us, your personal information will be collected by the third-party payment service and subject to the third-party’s privacy policy. We bear no responsibility to the third-party’s collection, use, or disclosure of your personal information. You are responsible for reviewing and individually consenting to the third-party payment service’s privacy policy.

Any information provided by you or automatically collected from you by a third-party will be governed by that party’s privacy policy and terms of use. If you are unsure whether a website is controlled, affiliated, or managed by us, you should review the privacy policy and practices applicable to each linked website.

CROSS-BORDER TRANSFERS

Any information you provide to us through use of our Services may be stored, processed, transferred between, and accessed from the United States and other countries that may not guarantee the same level of protection of personal information as the one in which you reside. However, we will handle your personal information in accordance with this Policy regardless of where your personal information is stored/accessed.

STATE PRIVACY RIGHTS

This section pertains exclusively to information gathered about consumers in California, Colorado, Connecticut, Iowa, Utah, and Virginia. It fulfills the information requirements outlined in the California Consumer Privacy Act of 2018 and California Privacy Rights Act of 2020 (collectively referred to as "CPRA"), the Colorado Privacy Act of 2021 ("CPA"), the Connecticut Data Privacy Act of 2022 ("CDPA"), the Iowa Consumer Data Protection Act of 2023 (ICDPA), the Utah Consumer Privacy Act of 2022 ("UCPA"), and the Virginia Consumer Data Protection Act of 2021 ("VCDPA"). We also include a brief paragraph about information collected from Nevada consumers, which can be found at the end of this section.

CONSUMERS IN CALIFORNIA, COLORADO, CONNECTICUT, IOWA, UTAH, AND VIRGINIA HAVE SPECIFIC RIGHTS REGARDING THEIR PERSONAL INFORMATION, WHICH VARY DEPENDING ON THE STATE. TO EXERCISE THESE RIGHTS, RESIDENTS OF THE AFOREMENTIONED STATES MAY SUBMIT A REQUEST VIA THE “CONTACT US” SECTION AT THE END OF THIS PRIVACY POLICY. PLEASE NOTE THE RIGHTS OUTLINED BELOW MAY BE SUBJECT TO LIMITATIONS UNDER APPLICABLE LAWS AND REGULATIONS.

Data Rights: In accordance with applicable law, you may request access to specific pieces of Personal Information we have about you or request more information about our data processing practices. You may also request the deletion of your Personal Information or the correction of any inaccurate Personal Information we have. Additionally, you may opt-out of processing Personal Information for targeted advertising by adjusting your privacy settings on the Services. However, please note that we and/or our vendors may still track your use of our Services. You may also have the right to opt-out of Personal Information processing for profiling purposes that produce significant legal or similar effects. If you want to appeal our decision on your data subject request, you may contact us at the address listed in the ‘Contact Us’ section of this Policy or by emailing us at [email protected], enclosing a copy or specific reference to the decision you want to appeal. Upon receipt of a verifiable consumer request to correct inaccurate personal information or to delete personal information about you, we shall use commercially reasonable efforts to correct the inaccurate personal information or delete the requested personal information. We will respond to your appeal in a manner and timeframe that comports with applicable law.

Verification Request: To make a data subject request, you must provide your first and last name, email address, city and state of residence, and which specific right(s) you wish to exercise. We will verify your request by comparing the information you provide with any identifiable information we may have about you. We may ask for additional information to verify your identity.

Non-Discrimination: We will not discriminate against you for exercising any of your data subject rights. However, some functionality and features of our services may change or no longer be available to you. Any difference in the services will be related to the value provided.

Authorized Agent: If you wish to appoint an authorized agent to make a request on your behalf, you must create, sign, and authenticate a letter that clearly identifies your agent and the purposes for which they are appointed. As an authorized agent, you must provide us with the verification request information, described above, about the consumer on whose behalf you are acting, along with your own first and last name, email address, and a signed and notarized letter from the consumer authorizing you as their agent. We may ask you to verify your identity or confirm with us that you have the consumer's permission to make the request. In some cases, we may decline your request if an exception applies under applicable law. We will respond to your request in accordance with applicable law.

Users with Disabilities: We strive to make our services available to all users. If you need to receive the information contained in this document in a different format, please contact us using any method described in the ‘Contact Us’ section below.

California Residents. Under California Civil Code Section 1798.83, California residents who provide personal information in obtaining products or services for personal, family, or household use may be entitled to request and obtain from us once per calendar year information about the information we shared, if any, with other businesses for direct marketing uses. Please be aware that not all information sharing is covered by the “Shine the Light” requirements and only information on covered sharing, if any, will be included in our response.

CPRA gives residents of California the right to opt-out of their personal information being sold to third-parties, the sharing of their personal information for behavioral advertising, and to limit the use of their sensitive personal information. This may include the Company's disclosure of personal information with our clients for certain services. The opt-out right has some exemptions such as sharing of information with necessary service providers will remain unaffected and opt-out requests will not affect the Company’s services where personal information is not sold.

If you are a California resident, you can exercise these rights by submitting a request to [email protected]. When submitting the request, please indicate that you are exercising your California right to opt-out of the sale or sharing of your personal information or limiting the use of your sensitive personal information, as it will help us to honor your request.

Nevada Residents. You may submit a verifiable request to us at [email protected] to request that we not make any sale (as defined under Nevada law) of any covered information (as defined under Nevada law) that we have collected or will collect about you. Please provide your name and contact information in your request. We will respond to your request in accordance with Nevada law.

UPDATES AND CHANGES TO THIS POLICY

We may add to, change, update, or modify this Policy to reflect any changes in how we treat your information or in response to changes in law. Should this Policy change, we will post all changes to this Policy on this page. Any such changes, updates, or modifications will be effective immediately upon posting. The date on which this Policy was last modified is identified at the beginning of this Policy. You are expected to, and you acknowledge and agree that it is your responsibility to, carefully review this Policy prior to using the Services, and from time to time, so that you are aware of any changes.

YOUR CONTINUED USE OF THE SERVICES ON OR AFTER THE “LAST UPDATED” DATE WILL CONSTITUTE YOUR ACCEPTANCE OF AND AGREEMENT TO SUCH CHANGES AND TO OUR COLLECTION AND SHARING OF YOUR INFORMATION ACCORDING TO THE TERMS OF THE THEN-CURRENT POLICY. IF YOU DO NOT AGREE WITH THIS POLICY AND OUR PRACTICES, YOU SHOULD NOT USE OUR SERVICES.

CONTACT US

For more information, or if you have any questions or concerns regarding this Policy, you may contact us using the information below, and we will do our best to assist you.

By Postal Mail: Nubilum

7925 NW 12th St

Suite 122

Miami, FL 33126

By Email: [email protected]

WE WILL NEVER ASK YOU FOR CREDIT CARD OR OTHER FINANCIAL INFORMATION VIA EMAIL. PLEASE DO NOT INCLUDE CREDIT CARD OR OTHER FINANCIAL INFORMATION IN CORRESPONDENCE WITH US.